What Documents do I Need to Provide for a Chapter 7 Bankruptcy?

Documents! A favorite task for all of our clients. #RealTalk – We would say that the most time consuming part of filing for bankruptcy is getting together all the paperwork that we need in order to properly vet your case and make sure that you are filing within the correct bankruptcy chapter. Below is a general list of the documents and information that we will need to prepare a bankruptcy filing. We may ask for more or different documents but a general list is:

  • An inventory of your furniture and personal property with estimated current-day values
  • Any cash laying around under the mattress
  • Six months of statements for all brokerage, checking and savings accounts and latest statements for any annuities or CD’s
  • Latest statements for all pensions, 401k’s, IRA’s, or other retirement accounts
  • Copies of any leases that you may have with your landlord and deposits they hold
  • All collectible items such as antiques, books, art, etc.
  • Car registration, insurance, loan statements for all automobiles that you own
  • If you are a co-signor and on title for anyone else’s car, you have to provide all the information for that vehicle also. That vehicle may be subject to the trustee’s disposition. We need to make sure that it’s not at risk in a Chapter 7 bankruptcy.
  • Any other items that you may own or be on title for: boats, airplanes, jet skis, etc.
  • List of jewelry, firearms, sporting equipment, cameras, etc and their current day value
  • Any money that is owed to you, such as tax refunds, outstanding personal loans, etc.
  • If you own any patents patents, copyrights, or trademarks outright – you must provide those documents.
  • Any office equipment and/or machinery that you own
  • Any lawsuits that you may receive money from must be disclosed
  • Vacation Home? Rental Condos? Land? We will ask for the documentation (title, insurance, mortgages, etc) and value.

Sounds overwhelming? It’s not. We will walk you through the process and we provide two different ways to upload the documents to us conveniently. If you want to bring them in person and go over it with us, we are happy to do that also.

Additional Information Needed to Complete The Bankruptcy Forms in Fort Lauderdale!

Thought the list above was it? Nope! We also need to know about student loans, child support (whether you are paying or receiving) and some taxes. All of the information above and below is so that we can accurately prepare your bankruptcy petition and accompanying forms. Some of the other bankruptcy information that we need is:

  • A list of all your assets so we can determine what is exempt and what is not
  • A list of liabilities that do not show up on your credit report such as gym memberships, doctor bills, cell phone bills, any relatives/friends that you owe money to – in short any debt that someone/anyone claims you owe them.
  • If you are self employed, a profit and loss statement
  • A list of your current household expenses; groceries, FPL, cable, etc
  • A list of any contracts and leases that you have entered into or guaranteed for someone else
  • A copy of your tax returns for the past three years

Did those lists scare you? All the more reason to let us help you through this process. If you live anywhere in Broward County. We provide bankruptcy consultations for residents of Davie, Pembroke Pines, Cooper City, Hollywood, Coral Springs, Fort Lauderdale or Plantation. You owe it to yourself to take us up on our free bankruptcy consultations and find out we help you through the process.

Client Reviews
"Orfelia Mayor is that rare combination of integrity and compassion in an attorney. I think she does as much counseling as she gives legal advice. I turned to her during a very difficult time in my life. I could never have imagined that I would ever have to file for bankruptcy. She listened to all of my concerns and fears and put me at ease during our consultations. She is very knowledgable and extremely professional..." Olga
"Ms. Mayor clarified our concerns and we had no qualms about bringing our case to her. She is knowledgeable, professional, diligent and caring. She treats her clients with special care. I cannot say enough about this firm. She is our secret weapon...always there to battle on our behalf." Dorcas
“...She explained everything to me with a lot of patience and listened to what I was worried about. Everything went exactly as she said it would and I am not worry free, debt free and already have credit cards again. I got rid of about $50,000 in debt for a SMALL fraction of that amount, THANK YOU!” Magaly
“Attorney Orfelia Maria Mayor is one of the most excellent Bankruptcy attorney's here is Florida and works above and beyond these criteria’s. Throughout the process, she explained all the necessary steps and documents required and answer all “crucial personal ” questions advising on how to proceed to the best of my interest...“ Melinda
“I went to the office of Orfelia, looking for some advise, in return she took my case right in, and help me right away. i would definitely recommend her service to anyone who's facing debts and wants to file bankruptcy.“ Tatiana Hernandez