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Orfelia Mayor

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Telephone: 954-715-1197
Fax: 954-858-5490

9710 Stirling Road, Suite 108
Cooper City, Florida 33024

Been There – Done That!

Many attorneys will tell you that they understand what you are going through. How many can tell you that they’ve gone through it themselves? I can. As a young, newly divorced, mother of a six month old and a three year old, I came to that crossroad of “Pay my creditor so they stop harassing me or take care of my family.” My income was just reduced by 50% but the bills stayed at 100%. The creditors were calling and I came to that point where I had to decide whether to make that minimum payment or buy diapers and formula for the baby. I chose my family and a fresh start. I’ve never regretted that decision.

Now, I filed bankruptcy when there was no recession, no pandemic and no generational event that caused thousands of other people to file also. Back in the 1980’s, bankruptcy was still stigmatized and it was not something that was viewed favorably. I fully understand the struggle to decide that bankruptcy is your best and only option. I’m also here to tell you, as someone who knows, “yes, I got a fresh start and it felt like a tremendous weight had just lifted from my shoulders!” Filing a Chapter 7 bankruptcy restored my peace of mind and it allowed me to focus on what was truly important – my family and rebuilding my life after a divorce and a bankruptcy. I cannot begin to tell you how liberating it was to have that fresh start and to eliminate those harassing phone calls that were a daily reminder that I owed money.

Luckily, times have changed and people now recognize a Chapter 7 bankruptcy or a Chapter 13 bankruptcy for what it is: Availing yourself to the federal bankruptcy laws that allow you to get a fresh start. Anyone that tells you that you’re a deadbeat or “less than” for filing bankruptcy is simply misinformed. But other people’s opinions really don’t matter. You are the one that needs to decide that you need a fresh start and that you deserve one. Your “credit life” doesn’t end with bankruptcy – it gets a fresh start and you get to rebuild that again – don’t let anyone tell you otherwise.

To help you rebuild your credit, I am the only bankruptcy attorney that will give you a free membership with a company that will guide you on how to effectively rebuild your credit. Why? Because the world runs on credit and rebuilding it is essential. It’s also not that hard to rebuild credit when you understand how to do it. I have contracted with 720 Credit Score to provide this service free of charge to my clients. I pick up the tab.

Value Added Bankruptcy Services

If you’re experiencing financial stress, schedule a free consultation. Our main office is in Cooper City and easily accessible from anywhere in Broward County. Even if you pass two or three bankruptcy attorneys on the way to our office, I’m 100% convinced that no other bankruptcy attorney in Broward County offers the value that we do to our clients. Don’t mistake price with value. We care about the outcome of your case and we also care about what happens after the case is closed. If you think you can’t afford to pay bankruptcy attorney fees – take a look at the many different payment options that we offer.

Our mission is simple: Everyone deserves a fresh start and it’s our goal to remove barriers and make that happen. It doesn’t matter where in Broward County that you live. We are within a 15-30 minute drive of Coral Springs, Sunrise, Hollywood or Plantation, Davie, Miramar, Tamarac, Fort Lauderdale and Pembroke Pines. You owe it to yourself to take us up on our free bankruptcy consultations and find out what your debt relief options are!

See you soon!


Nova Southeastern University - Shepard Broad College of Law, 2002

Jurisdictions Admitted to Practice Florida
Professional & Bar Association Memberships

Florida State Bar

Client Reviews
"Orfelia Mayor is that rare combination of integrity and compassion in an attorney. I think she does as much counseling as she gives legal advice. I turned to her during a very difficult time in my life. I could never have imagined that I would ever have to file for bankruptcy. She listened to all of my concerns and fears and put me at ease during our consultations. She is very knowledgable and extremely professional..." Olga
"Ms. Mayor clarified our concerns and we had no qualms about bringing our case to her. She is knowledgeable, professional, diligent and caring. She treats her clients with special care. I cannot say enough about this firm. She is our secret weapon...always there to battle on our behalf." Dorcas
“...She explained everything to me with a lot of patience and listened to what I was worried about. Everything went exactly as she said it would and I am not worry free, debt free and already have credit cards again. I got rid of about $50,000 in debt for a SMALL fraction of that amount, THANK YOU!” Magaly
“Attorney Orfelia Maria Mayor is one of the most excellent Bankruptcy attorney's here is Florida and works above and beyond these criteria’s. Throughout the process, she explained all the necessary steps and documents required and answer all “crucial personal ” questions advising on how to proceed to the best of my interest...“ Melinda
“I went to the office of Orfelia, looking for some advise, in return she took my case right in, and help me right away. i would definitely recommend her service to anyone who's facing debts and wants to file bankruptcy.“ Tatiana Hernandez