Can I Get Rid of Medical Bills in a Bankruptcy?

Health insurance rates are through the roof. Getting sick and having to go to the hospital is even worse. There is no doubt that the health of you and your family comes before anything else and while you’re getting treatment by a hospital or doctor, you’re only focused on getting healthy. The most unfair part of our medical system is the difference in price between what insurance companies pay and what you pay for the same service. Increasingly, medical bills are climbing as the reason that many people have to file for bankruptcy. This year (2020) has been unprecedented in the loss of jobs and reduced income because of the coronavirus. If you or someone you love had to be treated in a hospital for COVID-19 and didn’t have medical insurance or their health insurance didn’t cover everything, the resulting medical bills can be overwhelming.

A fresh start is possible. Medical debt is just another unsecured debt in either a Weston Chapter 7 bankruptcy or a Hollywood Chapter 13 bankruptcy case. Your medical bills can be eliminated completely in a bankruptcy. This year has been a tough year on many fronts and we know that many Ft. Lauderdale residents are reluctant and nervous about the mounting medical bills on top of the credit card bills. Feeling overwhelmed is normal and an experienced Coral Springs bankruptcy lawyer can help you see the light at the end of the debt tunnel.

If you qualify for Chapter 7 bankruptcy, you will be able to discharge all of your medical debts in a matter of months. There is a lot of misinformation about the Chapter 7 bankruptcy process, but almost all individuals with serious debt concerns are still eligible. Taking a look at your complete financial picture, we can help you decide if Chapter 7 bankruptcy is right for you.

Do not hesitate to do what you need to do to take care of your health. We don’t believe that you should have to spend the rest of your life trying to pay high medical bills simply because you don’t get the price breaks that insurance companies get. If you find yourself feeling crushed under a mountain of medical debt, don’t despair.

You concentrate on getting better and we’ll concentrate on helping you eliminate all the medical bills when you are ready. Call today or schedule a free bankruptcy consultation online. Let our experienced Ft. Lauderdale bankruptcy lawyer tell you more about the bankruptcy options that will help you get rid of your medical debt.

Don’t let overwhelming medical debt affect the health that you worked so hard to achieve! Our Cooper City bankruptcy law firm is just around the corner from Miramar, Pembroke Pines, Southwest Ranches, Davie and Plantation. Schedule an appointment online today.